Information notice on the schedule for executing clients’ payment orders in national and foreign currencies Dear Clients,
We inform you about the schedule for accepting payments on pre-holiday working days due to the announcement of additional holidays and non-working days from December 31, 2025, to January 4, 2026:

• Payments from corporate clients for salary transfers to plastic cards, as well as transfers to corporate UZCARD/HUMO cards of bank clients, corporate entities, and individual entrepreneurs, will be accepted until 15:00 on December 30, 2025*.

• Remote banking services (Internet Bank and APEX BUSINESS Mobile Bank) will be available for payments (interbank payments, budget payments, ANOR 24/7 and MUNIS system payments) until 23:00 on December 30, 2025*.
Payment requests received after the specified time will be processed with the value date of January 5, 2026.

Due to public holidays in the relevant countries, JSC «APEX BANK» will accept requests for transfers and/or currency conversion in foreign currency according to the following schedule:
• Requests for transfers in Russian Rubles (RUB), as well as conversion requests involving this currency, will be accepted for execution until 15:00 (Tashkent time) on December 29, 2025, with execution in 2025;
• Requests for transfers in US Dollars (USD), Euros (EUR), as well as conversion requests involving these currencies, will be accepted for execution until 10:00 (Tashkent time) on December 30, 2025, with execution in 2025;
• Payment requests received after the specified time will be executed with the future value dates as follows:
• From January 5, 2026 – all foreign currency payment requests will be accepted in the usual mode (except payments in Russian Rubles (RUB));
• From January 12, 2026 – acceptance of payment requests in Russian Rubles (RUB) begins.