The calculation is not a public offer and is for informational purposes only.
FOR WORKING CAPITAL
Conditions
The interest rate
from 27%
Loan term
up to 24 months
Purpose of the loan
Replenishment of working capital - purchase of raw materials, materials, components, payment for works and services, sales expenses
Type of lending
Credit with and without opening a credit line
Loan currency
The national currency of the Republic of Uzbekistan is soum
The maximum allowable loan amount
Up to 5 000 000 000,00 (five billion) soums
Loan term
No more than 24 months
Grace period for repayment of the principal debt
- For loans with the opening of a credit line - no more than 6 (six) months;
- For loans without opening a credit line - no more than 30 (thirty) days.
Grace period for repayment of the main debt
No more than 6 months
The interest rate on fixed-term debt
From 27% per annum
Repayment of the principal debt
Monthly, in equal payments after the end of the grace period
Frequency of interest repayment
Monthly, on the date agreed in the loan agreement
Provision
At least 125% of the loan amount (130% for persons associated with the bank). As collateral for the loan, it is accepted:
1. Pledge of movable and immovable property;
2. Guarantees and guarantees of third parties;
3. Pledge of funds, including deposits;
4. Insurance policy for the risks of non-repayment of the loan;
5. Pledge of equipment and goods in circulation;
6. Other types of collateral provided for by the current legislation of the Republic of Uzbekistan, the Credit Policy of "APEX BANK" JSC and other local acts of the bank.
Who can get a loan?
Legal entities and individual entrepreneurs registered as business entities for a period of at least 6 months and meeting the following requirements:
1. Availability of a deposit account in "APEX BANK" JSC;
2. Having a positive or good credit history;
3. Availability of a liquid balance sheet and profitable activities;
4. The presence of stable turnover from business activities on deposit accounts;
5. Availability of permits, if the activity provides for them (licenses, certificates, certificates, opinions, etc.).
