The calculation is not a public offer and is for informational purposes only.
FOR FIXED CAPITAL
Conditions
The interest rate
from 27%
Loan term
up to 60 months
Purpose of the loan
Financing of long-term projects involving the construction, acquisition and expansion (renovation) of fixed assets/facilities (property complexes, equipment, vehicles and other movable and immovable
property) for the implementation of activities.
Type of lending
A loan without opening a credit line
Loan currency
The national currency of the Republic of Uzbekistan is soum
The maximum allowable loan amount
The loan amount is determined based on the borrower's financial situation, turnover on deposit accounts and collateral provided.
Loan term
No more than 60 months
Grace period for repayment of the principal debt
No more than 18 months
Repayment of the principal debt
Monthly, in equal payments after the end of the grace period
Frequency of interest repayment
Monthly, on the date agreed in the loan agreement
Provision
At least 125% of the loan amount (130% for persons associated with the bank). As collateral for the loan, it is accepted:
1. Pledge of movable and immovable property;
2. Guarantees and guarantees of third parties;
3. Pledge of funds, including deposits;
4. Loan Default risk insurance policy;
5. Pledge of equipment and goods in circulation;
6. Other types of collateral provided for by the current legislation of the Republic of Uzbekistan, the Credit Policy of "APEX BANK" JSC and
other local acts of the bank.
Who can get a loan?
Business entities registered as business entities for a period of at least 6 months that meet the following requirements:
1. Availability of a deposit account with "APEX BANK" JSC;
2. Having a positive or good credit history;
3. Availability of a liquid balance sheet and profitable activities;
4. Availability of stable turnover from business activities on deposit accounts;
5. Availability of permits, if the activity provides for them (licenses, certificates, certificates, opinions, etc.);
6. The borrower's equity participation in the project with his own funds in the amount of at least 30% of the total cost of the project is welcome.
