LOANS

Purchase of any non-consumable items, including enterprises, property complexes, equipment, vehicles and other movable and immovable property for subsequent leasing and used for business activities.

Credit with and without opening a credit line

The national currency of the Republic of Uzbekistan is soum

The loan amount is determined based on the borrower's financial situation, turnover on deposit accounts, and collateral provided.

No more than 36 months

For loans with the opening of a credit line - no more than 24 months

No more than 6 months

From 27% per annum

Monthly, in equal payments after the end of the grace period

Monthly, on the date agreed in the loan agreement

At least 125% of the loan amount (130% for persons associated with the bank). As collateral for the loan, it is accepted:
1. Pledge of movable and immovable property;
2. Guarantees and guarantees of third parties;
3. Pledge of funds, including deposits;
4. Loan Default risk insurance policy;
5. Pledge of equipment and goods in circulation;
6. Other types of collateral provided for by the current legislation of the Republic of Uzbekistan, the Credit Policy of "APEX BANK" JSC and other local acts of the bank.

Leasing companies in the form of limited liability companies (LLC) and non-bank credit organizations engaged in leasing activities, registered as business entities for a period of at least 6 months, meeting the following requirements:
1. Availability of a deposit account in "APEX BANK" JSC;
2. Having a positive or good credit history;
3. Availability of a liquid balance sheet and profitable activities;
4. The presence of stable turnover from business activities on deposit accounts for at least 6 months;
5. Availability of permits, if the activity provides for them (licenses, certificates, certificates, opinions, etc.);
6. The borrower's equity participation in the project with his own funds in the amount of at least 15% of the total cost of the project is welcome