The calculation is not a public offer and is for informational purposes only.
SIMPLE
Conditions
The interest rate
from 28%
Loan term
up to 36 months
Purpose of the loan
Replenishment of working capital and/or acquisition of fixed assets.
The form of granting a loan
By transferring funds to the current account of the supplier of goods/services/works
Type of lending
Credit with and without opening a credit line
Loan currency
The national currency of the Republic of Uzbekistan is soum
The maximum allowable loan amount with collateral
300 000 000 (three hundred million) soums
The maximum allowable loan amount without collateral
100 000 000 (one hundred million) soums
Term of the loan/line
No more than 36 months
The term of the tranche for replenishment of working capital
No more than 12 months
Interest rate on fixed-term debt with collateral
28% per annum
Interest rate on fixed-term debt without collateral
33% per annum
Repayment of the principal debt
Monthly, in equal installments
Frequency of interest repayment
Monthly, on the date agreed in the loan agreement
The requirement for the amount of the Borrower's own participation in the project
-Replenishment of working capital - none;
-Purchase of fixed assets - 30% of the project cost.
Provision
At least 125% of the loan amount (130% for persons associated with the bank). The following are accepted as collateral for the loan:
1. Motor vehicles with a production period of up to 5 years;
2. Equipment with a production period of up to 10 years;
3. Special equipment;
4. Goods in circulation;
5. Real Estate;
6. Insurance policy for the risks of non-repayment of the loan.
Who can get a loan?
Legal entities and individual entrepreneurs engaged in retail trade of food and non-food products, registered as subjects of entrepreneurial activity, engaged in entrepreneurial activity for at least 6 months