Microloan
Central Office and sales offices
Individuals - citizens and/or residents of the Republic of Uzbekistan, aged from 21 to 60 years (inclusively), at the time of submitting a loan application, officially employed and having official income from their activities for a period of at least the last 6 months as of the date of consideration applications
2 000 000 sum
Up to 3 working days, after providing a full set of documents
From 1 000 000 to 100 000 000 sums inclusively, in the absence of a credit history up to 20 000 000 sums (inclusively)
The National currency of the Republic of Uzbekistan-Sum
By transferring the amount of the microloan to a demand deposit account or a Customer's bank card opened at «APEX BANK» JSC (including a virtual card)
From 6 to 36 months inclusively
If insurance expenses are attributed to the Bank's expenses:
from 6 to 12 months inclusively-33.9%
from 12 to 24 months inclusively-34.9%
from 24 to 36 months inclusively - 35.9%
Principal interest rate multiplied by 1.5 (one and a half) times
Annuity payment
Repayment of the principal debt and accrued interest is carried out from the next reporting month from the date of conclusion of the loan agreement with a frequency of at least once a month
The insurance policy for the risk of loan default (microloan) for the amount required for the amount of collateral from the amount of the Microloan is paid at the expense of the Bank
